Citi custom cash card categories reddit

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August undefined, 2024

WebChase Freedom Flex/OG Freedom Q2 2024 Categories. 234. 168. r/CreditCards • 1 mo. ago. WebCiti Double Cash SUB $200 (YMMV?) 78 70 r/CreditCards Join • 2 mo. ago Citi Custom Cash to fill hole between Discover It and Chase Freedom Flex each quarter? 13 11 r/CreditCards Join • 8 mo. ago Citi Rewards+ : Does it turn the custom cash into a 5.5% and the double cash into a 2.2% card? 53 49 r/CreditCards Join • 3 yr. ago

r/CreditCards on Reddit: Citi Custom Cash and Sam

WebMar 28, 2024 · The Discover it Cash Back requires cardholders to activate the categories every quarter. The card offers 5% cash back on purchases in these categories up to $1500 (after 1%) each quarter, and 1% ... WebAdding a Citi Rewards+ will increase your redemptions by 10%, making double cash 2.22%. Add a custom cash at 5.55% for one category and you have a solid, simple 2 card cashback lineup that can be expanded further if you desire. You can get a 2nd custom cash via pc, or add a citi premier for travel partners if you choose to in the future. reabeair

Citi custom cash groceries category. Is it generous or strict?

WebMerchants are assigned a Merchant Category Code (MCC) based on what their business does. Credit card companies bundle together a few related MCCs to create a rewards category. Any transaction with a merchant who codes as one of the included MCCs is considered part of that rewards category and earns as such. WebBelow are some purely cash back recommendations based on your monthly spending. * Dining $: 150 (Citi Custom Cash OR U.S. Bank Altitude Go OR Wells Fargo Autograph OR Capital One SavorOne) * Groceries $: 350 (Citi Custom Cash OR Amex Blue Cash Everyday OR Capital One SavorOne) * Gas $: 150 (Citi Custom Cash OR Wells Fargo … WebLenders want to see responsible credit usage on cards with some guardrails in place first (low limits, security deposits, etc). Where you bank will likely approve you as they see your cash flow but simply having a debit card means absolutely nothing for credit decisions elsewhere. Wait 6-12 months after getting a card before trying for the CCC ... reab berry augusta ga

Citi Custom Cash Credit Card - Earn 5% Cash Back Citi.com

Are Citi Thank You Points a Scam? : r/CreditCards - reddit.com

WebJan 13, 2024 · The Citi Custom Cash card earns 5% cash back on purchases in a top eligible spend category each billing cycle, up to the first $500 in spending each month … WebApr 12, 2024 · Right at the 7 month mark they gave me an auto-cli while the card was maxed out. I was shocked. I saw a report on reddit that Citi uses 13 month look back for 1 year. So I think Citi takes 7 months for their "6 month" clock along similar lines. reabcli.webitrent.com/loginWebCiti Custom Cash Grocery Stores 6 8 r/CreditCards Join • 1 yr. ago BCP Max Value Bulk Shopping 7 30 r/CreditCards Join • 1 yr. ago New CSP category of 3x on online grocery purchases 4 3 r/CreditCards Join • 1 yr. ago My Chase Freedom card does not give CB for Walmart 2 18 r/CreditCards Join • 2 yr. ago Gas Category for BOA cash back question 2 6 how to split datetime column in python

"WebYou get 5% cash back in top category for first $500 spent then 1% on the rest along with 1% on all other categories. So ideally one would be spending about $500 a month in a single category and that’s it’s since other categories would give better return on a catch all 2% card or a 3-6% specific category card. " - Citi custom cash card categories reddit

Citi custom cash card categories reddit

Will You Be Getting The New Citi Custom Cash? : r/CreditCards - reddit

WebFor instance, a Citi Custom Cash for 5% cashback on groceries, an Abound CU Visa Platinum for 5% cashback on gas, and a U.S. Bank Altitude Go for 4% cashback on dining. But that's three cards, and even then there's the $500/month cap imposed by the Citi Custom Cash. JigglyJello1 • 1 yr. ago WebJul 25, 2024 · The Citi Custom Cash Card is a flexible category card, designed to adapt your rewards to your spending habits. For example, you might earn 5 percent cash back …

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WebFor the Rewards+, ATT card, and all other older Citi TY cards like the TY Preferred, these cards have a TY redemption rate for cash at 0.5 cents per point. Citi cards with a lower redemption rate can still redeem at a higher rate of 1 cent per point as long as you have a card which allows for the higher redemption rate and you combine TY point ...

WebDec 21, 2024 · The Citi Custom Cash℠ Card is a solid cash-back card with no annual fee. This card differentiates itself from other options on the market by providing the unique … WebHowever, it seems MasterCard is coding the transaction as the underlying restaurant, so my UberEats orders are coming in at 5%. This makes the Custom Cash the highest cashback dining card for all forms of dining up to the $500 limit. Competitor cards like the US Bank Cash+ have odd restrictions like 5% on fast food, 2% on other restaurants.

WebLenders want to see responsible credit usage on cards with some guardrails in place first (low limits, security deposits, etc). Where you bank will likely approve you as they see … WebAug 15, 2024 · The Custom Cash is an easy-to-use, flexible earning card that automatically selects your 5 percent category according to the category you spent the most on during that billing cycle and is great for cardholders who consistently spend $500 or more in a single category.

WebEarn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases. Cash back is earned in the form of ThankYou ® Points. This means each billing cycle, you will earn 5 points per $1 on purchases in your top eligible ...

WebRedstone FCU Visa provides 5% gas and 3% on groceries among many other categories like 5% restaurants and 3% Costco. AAA Daily Advantage provides 5% groceries up to $10k/year. Or get multiple Citi Custom Cash cards. Those are just a few off of the top of my head. Thank you so much for these guys! reab haywards heathWebChase Freedom Flex: $17,400 limit, opened on 10/19/2024. Citi Custom Cash: $4,500 limit (recently got a CLI on 3/30/2024), opened on 11/10/2024. Bank of America Customized Cash Rewards: $19,000 limit, opened on 2/9/2024. Bank of America NWF (co-branded) Customized Cash Rewards: $19,000 limit, opened on 5/11/2024. reabastoWebJan 2, 2024 · The Citi Custom Cash Card is a fantastic no annual fee card that is worth picking up for anyone earning Citi ThankYou points, as it’s a great complement to the Citi Premier Card. The card offers 5x points (or 5% cash back) in your top select category every billing cycle, for up to $500 of spending. While that cap is fairly low, those bonuses ... reaax above groundWebCiti Custom Cash Card. 9th inquiry since 12/2024, 741 credit score (Experian), 16% credit utilization, not instantly approved but called their credit card application number within an hour just to check and after verifying identity info was approved for 9k limit (not a prior Citi customer so probably why they had to verify). Income 180k. reabbyWebI regularly use an Amex Delta card and the Apple Card as my daily drivers, with a household expenses card. I've been saving the cashback on everything since January 2024 explicitly to buy a new PlayStation and today, as soon as the GameStop charge goes through, I'm cashing in that cash back. The whole thing will be absolutely free. reabetswe cvWebDec 20, 2024 · Rewards rate: 5 percent cash back (on up to $500 each billing cycle, then 1 percent) on your top spending category each billing cycle. Welcome offer: 20,000 … reaas technologiesWebCiti custom cash groceries category. Is it generous or strict? My chase freedom flex 5% cb on groceries will end in September, and I am already thinking of ways to keep getting 5% cb for that as it has become invaluable. how to split daylilies video